Prior to processing your rate lock request, we must review your income and asset documentation. We will process your rate lock when it has been determined that there is high likelihood that your loan will be approved based on the information and documentation that you have provided us.
If you are receiving a Credit Towards Closing Costs please be advised that it cannot exceed the allowable closing costs associated with the loan. In no instance will you receive cash or have the credit applied to any other charges disclosed that are not identified as allowable closing costs.
If you have requested a quote for a purchase loan, please be aware that non-lender related fees such as title and escrow have been estimated for quoting purposes. The estimated title cost includes on the lender's policy and does not include owner's policy portion. Please consult your Real Estate professional to determine the actual fees related to your purchase transaction. Rates and A.P.R may vary if actual fees are higher or lower than those estimated for quoting purposes.
Disclaimer: Until you lock your rate, A.P.R. and terms are subject to change or may not be available at commitment or closing. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates are subject to increase during the loan term. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.